The inclusion of a dispute between You and other heirs about the terms of a Will or Trust made in South Africa of which you are a beneficiary is pertaining to a deceased estate. Why is this specifically covered and no other estate matters in general?

The winding up of a deceased estate is an administrative function, and depending on the value and size of an estate, it may be complex and very expensive. As we choose to keep our premiums low, we specifically exclude this area of the law. However, we recognise that as a beneficiary to an estate you may have a personal right that requires protecting. As a result of this, we restrict the matters covered to the dispute between you and other heirs of a deceased estate.